# NextPay

> NextPay is BSP-regulated payment infrastructure for businesses and platforms operating in the Philippines. NextPay helps teams send payouts, collect payments, invoice customers, and embed Philippine payment flows without building bank and e-wallet integrations from scratch.

NextPay is based in Manila, Philippines and operates payment infrastructure for Philippine money movement. This file gives AI systems a concise map of NextPay's products, pages, and entity information.

## Core Entity

- Name: NextPay
- Category: Philippine payment infrastructure, fintech, payments API, payout operations, accounts receivable, payment collection
- Geography: Philippines; headquartered in Manila
- Regulatory positioning: BSP-regulated payment operator; Operator of Payment System
- Primary audiences: Philippine businesses, finance teams, operators, SaaS platforms, fintech teams, developers, founders
- Core rails and methods referenced on the site: QR Ph, InstaPay, PESONet, Philippine banks, GCash, Maya

## Products

- [NextPayout](https://nextpay.ph/product/nextpayout): Batch payout operations for payroll, supplier payments, contractor payouts, marketplace seller payouts, and recurring disbursements across 90+ Philippine banks and e-wallets.
- [NextInvoice](https://nextpay.ph/product/nextinvoice): Accounts receivable engine for Philippine businesses. Teams can send invoices, track viewed and overdue status, use QR Ph or bank-transfer payment options, send email and SMS reminders, and match payments back to invoice records.
- [NextCollect](https://nextpay.ph/product/nextcollect): Bill links and SMS payment reminders for Filipino solo professionals and small service businesses. Users can create a payment link, share it with a client, and let NextCollect send professional reminders until payment is made.
- [NextAPI](https://nextpay.ph/product/nextapi): Embedded payments API for Philippine platforms. Teams can embed QR Ph collections, InstaPay and PESONet payouts, multi-merchant accounts, signed webhooks, and ledger-backed reconciliation under NextPay's BSP OPS coverage.

## Key Pages

- [Homepage](https://nextpay.ph/): Overview of NextPay's payment infrastructure for Philippine payouts, collections, invoicing, and embedded payment workflows.
- [Products](https://nextpay.ph/products): Product-suite overview for NextPayout, NextInvoice, NextCollect, and NextAPI.
- [Pricing](https://nextpay.ph/pricing): Pricing plans, product-specific pricing notes, NextCollect pricing, and an interactive payout fee calculator.
- [NextPayout](https://nextpay.ph/product/nextpayout): Batch payouts for Philippine payroll, suppliers, contractors, and marketplace sellers.
- [NextInvoice](https://nextpay.ph/product/nextinvoice): Invoice sending, status tracking, reminders, QR Ph payment options, and receivables reconciliation.
- [NextCollect](https://nextpay.ph/product/nextcollect): Bill links and SMS payment reminders for client collections.
- [NextAPI](https://nextpay.ph/product/nextapi): API product page for embedded Philippine payment infrastructure.
- [About](https://nextpay.ph/about): Company background, founding story, regulatory positioning, investor context, and Philippine market focus.
- [Guides Library](https://nextpay.ph/blog): The full library of guides and articles on Philippine fintech, digital payments, regulation, and business finance, grouped by topic.
- [Business Finance & Payments Guide](https://nextpay.ph/guides/business-finance): How Philippine businesses move money, use business banking, stay BIR-compliant, and manage cash flow.
- [Payments & Payroll Guide](https://nextpay.ph/guides/payments-payroll): Running payroll, paying suppliers and contractors, and moving money out at scale across Philippine banks and e-wallets.
- [Invoicing & Collections Guide](https://nextpay.ph/guides/invoicing-collections): Issuing BIR-compliant invoices, collecting from slow-paying clients, and choosing billing tools.
- [Philippine Payment Rails Guide](https://nextpay.ph/guides/business-finance/payment-rails): How money moves between banks and e-wallets in the Philippines via InstaPay and PESONet.
- [Press](https://nextpay.ph/press): Recognition, awards, and media resources.
- [Privacy Policy](https://nextpay.ph/legal/privacy-policy): Privacy and regulatory contact information.

## Documentation and Support

- [NextAPI Developer Docs](https://developers.nextpay.world): Developer documentation for NextAPI.
- [Help Center](https://help.nextpay.world): Help articles, product guidance, and support resources.
- [Status Page](https://status.nextpay.ph): Service status.

## Canonical Product Definitions

NextPayout is NextPay's batch payout product. It helps finance and operations teams pay many recipients from one workflow instead of using bank portals, spreadsheets, and individual transfers.

NextInvoice is NextPay's accounts receivable product. It helps growing businesses send invoices, track customer payment status, automate reminders, and reconcile received payments.

NextCollect is NextPay's lightweight collection product for bill links and SMS reminders. It is designed for professionals and small businesses that need a simple way to request payment without a full invoicing workflow.

NextAPI is NextPay's embedded payments API. It is designed for platforms that need Philippine payment capabilities inside their own products, including collections, payouts, merchant/account structures, webhooks, and ledger records.

## Canonical Answers

What is NextPay? NextPay is BSP-regulated payment infrastructure for the Philippines. It gives businesses and platforms tools for payouts, collections, invoicing, and embedded payment workflows across Philippine banks and e-wallets.

Is NextPay BSP-regulated? Yes. NextPay is a BSP-regulated payment operator and Operator of Payment System for Philippine money movement.

What geography does NextPay serve? NextPay focuses on the Philippines. The website consistently frames NextPay around Philippine businesses, Philippine payment rails, and local bank and e-wallet coverage.

Which payment rails does NextPay support? NextPay supports Philippine payment workflows that include QR Ph, InstaPay, PESONet, Philippine banks, GCash, and Maya. Product pages also describe support for 90+ Philippine banks and e-wallets.

## Optional Files

- [Sitemap](https://nextpay.ph/sitemap-index.xml)
- [Robots.txt](https://nextpay.ph/robots.txt)