Built for the Businesses That Move the Philippines
NextPay helps Philippine businesses run payment operations with less friction: payouts, collections, invoices, and the infrastructure behind them.
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NextPay at a Glance
₱30.1B+
Processed
1.7M+
Transactions
500+
Active Businesses
86.9%
Customer Satisfaction
Origin
Why NextPay Exists
Business finance should be accessible enough for growing teams and serious enough for regulated payment operations.
Philippine businesses have always needed to pay teams, settle suppliers, collect from customers, and keep clean records.
Too often, that work still depends on bank portals, branch requirements, spreadsheets, screenshots, and follow-up messages.
Credibility
Regulated, Backed, and Built for Local Rails
Running payment operations requires more than a clean interface. It takes regulatory grounding, local coverage, and a team that understands how Philippine businesses move money.
BSP-Regulated
NextPay operates within the regulatory expectations for Philippine payment systems.
YC W21
Part of Y Combinator’s W21 batch, with investor support across the Philippines, Southeast Asia, and Silicon Valley.
Built for Local Rails
Focused on Philippine payment behavior, local bank and e-wallet coverage, and the realities of business finance teams.
Backed By
Investors Across Startup and Finance Networks
A cap table that connects NextPay to Silicon Valley, Southeast Asian venture networks, and the Philippine business ecosystem.
Leadership
The People Behind the System
Led by founders with operating experience across engineering, product design, venture building, and financial operations.
Don Pansacola
Software engineering and distributed systems. Early team at OpenDNS, acquired by Cisco.
Aldrich Tan
15+ years in UX and design, with experience at BlackBerry, Getty Images, and Remitly.
Arthur Adrian "Artie" Lopez
20+ years in technology. Co-founded Brainsparks and served as VP at First Asia Venture Capital.
Milestones
A Short Record of Momentum
2019
NextEnterprises Inc. Incorporated
2020
NextPay Platform Launched
2021
Joined Y Combinator W21 and Raised Seed Funding
2021
Processed the First ₱1B in Transactions
2025
Launched NextAPI and Rebuilt the Receivables Engine
June 2026
Reached ₱30.1B+ Cumulative Volume and 1.7M+ Transactions
Operating Principles
What We Stand For
Access Before Ceremony
Business finance should not begin with branch visits, avoidable balances, or old banking rituals.
Reliability Is the Product
When money is moving, the quiet operational details matter as much as the interface.
Local Depth Wins
Philippine rails, compliance, and payment behavior deserve infrastructure built for them.
Build for Operators and Builders
Finance teams need dashboard control. Platforms need APIs. Both should run on serious rails.
Company answers
What NextPay Does
Direct answers for teams evaluating NextPay as Philippine payment infrastructure.
What is NextPay?
NextPay is BSP-regulated payment infrastructure for businesses and platforms operating in the Philippines. It helps teams run payouts, invoicing, bill collection, and embedded payment workflows across local rails, including QR Ph, InstaPay, PESONet, and 90+ Philippine banks and e-wallets nationwide.
How does NextPay work?
NextPay gives finance teams and software platforms one infrastructure layer for Philippine money movement. Businesses can send batch payouts, create invoices, collect payments, track status, reconcile records, and use API workflows while NextPay handles local payment rails, compliance operations, and transaction monitoring.
Is NextPay BSP-regulated?
Yes. NextPay operates as a Bangko Sentral ng Pilipinas (BSP) Operator of Payment System licensee. That means NextPay runs payment operations under Philippine payment-system regulatory expectations while customers use its products for business payouts, collections, receivables, and embedded payment workflows.
Which banks and e-wallets does NextPay support?
NextPay supports payment workflows across 90+ Philippine banks and e-wallets. Coverage includes major local bank and wallet destinations used by employees, suppliers, customers, and platform users, with common examples such as GCash and Maya depending on the product, payment rail, and transaction flow.
Work With the Team Building Philippine Payment Infrastructure.
Talk to us about payment operations, or view open roles if you want to help build the next layer of business finance in the Philippines.