Transparent pricing by use case

Know what you pay before money moves

Start with a plan, estimate payout fees, or talk to sales for API and volume pricing. No setup fees, no minimum balance, no branch visit required.

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Core plans

Start with the plan that matches your payment volume

Use these plans for NextPayout, NextInvoice, and NextAPI. NextInvoice starts at Pro, NextAPI starts at Pro Plus, and payout fees get lower as your team grows.

Showing annual equivalent monthly pricing. Yearly total is confirmed before checkout or sales confirmation.

No Subscription

PayGo

For teams testing low-volume payouts before moving to a paid plan.

PHP 0 /mo

No Subscription

PHP 20 per PHP 50K sent

Includes

Max 30 Transfers per Month
1 Workspace
90+ Bank and E-Wallet Rails
Basic Transfer History

Start with PayGo

Growing Teams

Basic

For businesses ready to move recurring payouts from manual bank work.

PHP 1,147 /mo

Annual Equivalent Monthly Rate

PHP 12 per PHP 50K sent

Everything in PayGo, Plus

Unlimited Transfers
Lower Payout Fee
Better Tools for Recurring Payments

Get Started

Pro

Required for NextInvoice and built for teams that need more workspaces and automated reminders.

PHP 2,868 /mo

Annual Equivalent Monthly Rate

PHP 11 per PHP 50K sent

Everything in Basic, Plus

3 Workspaces
Invoice Status Tracking
Automated Invoice Reminders

Book a Demo

High Volume

Pro Plus

Required for NextAPI and built for teams with multiple entities, higher volume, or API needs.

PHP 5,737 /mo

Annual Equivalent Monthly Rate

PHP 10 per PHP 50K sent

Everything in Pro, Plus

5+ Workspaces
Webhooks and Integration Support
Dedicated Account Manager

Book a Demo

Cost estimate

Estimate the cost at your payout volume

Adjust transfer amount and monthly count to compare estimated costs across plans.

Transfer amount₱50,000

₱1,000₱500,000

Transfers per month50

1200

Pay-as-you-Go

₱0/mo + ₱20/₱50K

₱1,000

₱20/transfer

Basic

₱1,500/mo + ₱12/₱50K

₱2,100

₱42/transfer

ProBest value

₱3,750/mo + ₱11/₱50K

₱4,300

₱86/transfer

Pro Plus

₱7,500/mo + ₱10/₱50K

₱8,000

₱160/transfer

Without the interactive calculator, estimate payout fees by multiplying your monthly transfer count by the fee for each plan: PayGo is PHP 20 per PHP 50K sent, Basic is PHP 12, Pro is PHP 11, and Pro Plus is PHP 10.

Product pricing

Each product is priced differently

Use the plan grid for NextPayout, NextInvoice, and NextAPI, then use these notes to see what changes by product. NextCollect is priced separately from the subscription plans.

Batch payouts

NextPayout

NextPayout pricing uses the monthly plan grid plus a per-transfer payout fee. PayGo starts with no subscription and PHP 20 per PHP 50K sent, while paid plans lower the payout fee for recurring payroll, supplier, contractor, commission, and seller payout runs.

Batch payments for payroll, suppliers, contractors, commissions, and sellers
Lower fees as payment volume grows
90+ Philippine banks and e-wallets supported

View product

Accounts Receivable (AR) Engine

NextInvoice

NextInvoice starts on the Pro plan because it adds accounts receivable workflows beyond basic payouts. Use it when your team needs invoice creation, payment links, read and payment status, automated reminders, collection history, and payment matching in one dashboard.

Requires Pro or higher
Invoice creation, payment links, and status tracking
Collection history and payment matching in the dashboard

View product

Bill Collection

NextCollect

NextCollect is priced separately from Basic, Pro, and Pro Plus. There is no monthly subscription requirement for bill links; successful client payments use a 2% collection fee, and a PHP 12 payout fee applies when you transfer collected money out.

No Basic, Pro, or Pro Plus plan required
2% collection fee on successful client payments
PHP 12 fee when you send collected money out

View product

Platform Infrastructure

NextAPI

NextAPI starts on Pro Plus because platform integrations need API access, webhooks, sandbox review, and commercial onboarding. Final API pricing depends on transaction volume, integration requirements, payment flows, and whether your platform needs custom partner terms.

Requires Pro Plus
REST API, webhooks, and sandbox review
Quote based on volume and integration needs

View product

NextCollect pricing

Separate from monthly plans

NextCollect is for lightweight bill sharing and SMS reminders. It does not require Basic, Pro, or Pro Plus, so you only pay the collection fee and a payout fee when you send collected money out of your account.

Subscription Plan

PHP 0

No Basic, Pro, or Pro Plus plan required.

Collection Fee

Applied to successful client payments collected through NextCollect.

Payout Fee

PHP 12

Applied when you transfer collected money out of your account.

Plan comparison

Compare what changes across plans

Included

Feature	PayGo	Basic	Pro	Pro Plus
Monthly Subscription The monthly plan fee before payout volume or API pricing.	PHP 0 / mo	PHP 1,500 / mo	PHP 3,750 / mo	PHP 7,500 / mo
Saved Recipients Keep repeat payees ready for future payout runs.	Basic	Included	Included	Included
Per-Transfer Pricing The fee applied to each PHP 50K sent.	PHP 20 / PHP 50K	PHP 12 / PHP 50K	PHP 11 / PHP 50K	PHP 10 / PHP 50K
Transfer Volume Send recurring payroll, supplier, and contractor payouts without monthly transfer caps.	Up to 30 / mo	Unlimited	Unlimited	Unlimited
Payment Records Track sent payouts and export records for your team.	Basic History	Included	Included	Included

Scheduled Payouts

Prepare recurring payout runs in advance instead of rebuilding them every cycle.

PayGo

Basic

Included

Pro

Included

Pro Plus

Included

SMS and Email Notifications

Send payout updates through SMS and email so recipients know when money moves.

PayGo

Basic

Included

Pro

Included

Pro Plus

Included

Dedicated Account Manager

A dedicated contact for higher-volume teams.

PayGo

Basic

Pro

Pro Plus

Included

Feature	PayGo	Basic	Pro	Pro Plus
Bank and E-Wallet Coverage Pay recipients where they already bank.	90+	90+	90+	90+
Batch Payouts Move recurring payroll, supplier, and contractor runs out of spreadsheets.	Limited	Included	Included	Included
Approval Visibility Give finance teams a clearer view of payout activity before money moves.	-	Included	Included	Included
Scheduled Payouts Prepare recurring payout runs in advance instead of rebuilding them every cycle.	-	Included	Included	Included
SMS and Email Notifications Send payout updates through SMS and email so recipients know when money moves.	-	Included	Included	Included
Dedicated Account Manager A dedicated contact for higher-volume teams.	-	-	-	Included

Included

Feature	PayGo	Basic	Pro	Pro Plus
Invoice and Payment Links Give clients a clear way to pay.	-	-	Included	Included
Invoice Tracking See what was sent, viewed, paid, or overdue.	-	-	Included	Included
Automated Invoice Reminders Reduce manual follow-up without awkward chasing.	-	-	Included	Included
Reconciliation Support Match paid invoices back to your finance records.	-	-	Included	Included

Feature	PayGo	Basic	Pro	Pro Plus
Workspaces Separate entities, branches, clients, or teams.	1	1	3	5+
Foreign Company Support Support path for eligible non-PH entities.	-	-	-	Available
Webhooks and API Tools Connect payments to your own product, tools, or reports.	-	-	-	Available

Higher volume and API pricing

Need API, platform, or higher-volume pricing?

Teams with API integrations, multiple entities, foreign company support, or larger monthly volume should talk through pricing with the NextPay team.

Talk to Sales Explore Docs

Trust and compliance

Clear fees for regulated money movement

No Setup Fees

No Minimum Balance

VAT-Inclusive Listed Fees

Annual Plans Save 20%+

BSP-Regulated Operations

90+ Bank and E-Wallet Rails

Before you choose a path

Confirm the fees, limits, and product fit before you start

Is there a no-subscription tier?

PayGo is NextPay's no-subscription tier for teams testing low-volume payouts. You only pay per transaction: PHP 20 per PHP 50K sent, up to 30 transfers per month. Teams with recurring payroll, supplier, or contractor payouts usually move to a paid plan for lower fees.

What is the Flex Wallet deposit fee?

The Flex Wallet deposit fee is PHP 20 per deposit and is matched automatically in your account. This fee applies when you fund the wallet. Listed payout fees are separate, depend on your plan, and apply when money is sent out to recipients.

Are fees VAT-inclusive?

NextPay listed fees are VAT-inclusive. That helps finance teams estimate monthly payment operations costs without adding a separate tax calculation for every comparison. Your final plan, payout volume, and product usage still determine the actual monthly total.

Can I switch plans anytime?

NextPay plans can be upgraded or downgraded from your dashboard as payment volume, workspace needs, or product usage changes. Plan changes take effect on your next renewal, so teams can start with a smaller plan and move up when payment operations become recurring.

Are annual plans available?

NextPay annual billing saves over 20% on paid plans by lowering the effective monthly rate. Monthly billing is useful while you are still testing volume. Annual billing usually makes more sense once payroll, supplier payments, invoicing, or API usage becomes recurring.

How is NextCollect priced?

NextCollect does not require a Basic, Pro, or Pro Plus plan. You can create bill links without a monthly subscription. Successful client payments use a 2% collection fee, and the PHP 12 payout fee applies when you transfer collected money out of your account.

Do I need a corporate bank account?

NextPay Flex Wallet lets eligible businesses fund their account and start sending without opening a traditional corporate bank account first. That is useful for teams that need payroll, supplier, contractor, or marketplace payouts before a bank account is ready.

Start with a plan, or talk through API and volume pricing

Compare the plan grid with your payout volume, receivables workflow, or platform integration needs. The NextPay team can help confirm the right path before you commit.

Get Started Talk to Sales

No setup fees. No minimum balance. Listed fees are VAT-inclusive.